★★★★★Brian Schwegmanv13.0.011 Nov 2026
annoying
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customer service is terrible
fairly frustrated after I paid my off my credit builder loan. when I signed up, it gave me a option to choose instant pay out. now that I've completed the payment, it took 10 days to process the loan, and today it was sent to my card (cuz I chose the instant pay out option) and now it is saying it could take up to 5-10 days for it to be processed by my bank. honestly just feel lied to cuz I paid it out quickly so I can use it for rent and not in behind. not your fault, just feel lied to.
been a customer over the years no complaints
great
my credit has gone up 100+ points! I'm amazed and will be using this in the future...good way to save some money at the same time! Definitely needed!
great
love this
Did as advertised, my credit builder account worked great and it helped me save.. But! once you pay it all off and close the account your score drops right back! so I basically paid them $70 for nothing!
do not use this app, it is a scam if you ever forget your password, they will not let you actually reset your password to log back in.
From 359 saved reviews since 23 Jan 2019, all countries.
Share of the 149 negative reviews that mention it
“The app will let you sign up for an account and then when you go to start your payment plan it asks you to call a phone number.”
“I saved money & raised my credit score accordingly.”
“The app crashes every time I try to sign in!”
“I've checked 3rd party ad blockers and cleared all settings.”
“ive tried to connect my bank to avoid the fee and the app says there's no internet connection which is not the case.”
“Getting in touch with a person is IMPOSSIBLE.”
Share of the 181 positive reviews that mention it
“I love this app.”
“I'm not a financial expert, but their credit builder program is easy to use and great for saving money and building credit simultaneously.”
“I think the idea is really cool and it's executed well in this app.”
“Yes it is as straightforward as it sounds with no "surprises".”
“All in all my credit has gone up over 30 points, which is a big deal when it means the difference between "Poor" and "Fair".”
A drop after an update usually means the update broke something.