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Expense tracker, budget planner and bill splitter. Offline, private, no sign-up.
Money Manager shows you where your money actually goes — on your phone, in your language, in your currency. No sign-up. No bank login. No account of any kind. Open it and start. TRACK WHAT YOU SPEND • Add an expense or income in seconds • Snap a photo of the receipt and keep it with the transaction • Organise with categories that match how you really spend • Move money between accounts with proper transfers SEE WHERE IT WENT • Set a monthly budget per category and watch it as the month runs • Charts by category and over time, so a bad month is obvious early • A forecast of what this month will cost, based on what you have already spent • Tips only when you ask for them — never a pop-up telling you off SPLIT BILLS WITH ANYONE • Make a group for a trip, a flatshare, a dinner • Split equally, by exact amounts, by percentage or by shares • See instantly who owes whom, and how much • Settle up and mark it paid • Paid in another currency? It converts into the group's currency automatically EVERY CURRENCY, EVERY COUNTRY • All ISO currencies, including yen with no decimals and dinar with three • Daily exchange rates, or type your own rate whenever you prefer • A Dutch speaker living in Japan paying in yen is a completely normal user here SAVINGS GOALS • Set a target and a deadline • Link a goal to a savings account and progress updates itself • See what you need to put aside each month to get there RECURRING PAYMENTS • Salary, rent, subscriptions, standing savings • Set it once and it posts itself on the right day, month-end included YOUR MONEY STAYS ON YOUR PHONE Most finance apps want an account before they show you anything, then keep your spending history on their servers. This one has no servers at all. Your transactions, receipts and balances live on your device and are never uploaded. There is nothing to leak, and nothing to delete later. BACK UP TO YOUR OWN GOOGLE DRIVE • One tap puts a copy of everything in a private folder in your Drive • Restore it on a new phone and pick up exactly where you left off • It is your Drive and your account — we never see the file 31 LANGUAGES English, Nederlands, Deutsch, Français, Español, Italiano, Português, Polski, Română, Čeština, Magyar, Українська, Русский, Ελληνικά, Türkçe, Bahasa Indonesia, Tiếng Việt, ไทย, हिन्दी, বাংলা, தமிழ், తెలుగు, मराठी, Bahasa Melayu, Filipino, 中文, 日本語, 한국어, Kiswahili, العربية, اردو — including full right-to-left layout. Free to use. Start with this morning's coffee and see where the month goes.