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Compare allApp info
- Installs
- 100+
- Category
- Finance
- Content rating
- Everyone
- Version
- 1.1.30
- Released
- Apr 2, 2026
- Last updated
- 7 Oct 2026
- In-app purchases
- No
- Contains ads
- No
- Promo video
- No
- Requires Android
- 7.0
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⚡ Fixed layout overflow issues on Report & App Icon screens. ⚡ Added CSV export alongside PDF statements. ⚡ Faster date picker for transactions & monthly budget improvements. ⚡ Performance & stability enhancements.
UPI SMS auto-tracking & Smart Budget planner, money manager & expense tracker.
💰 SpendSafe — India's Privacy-First Money Manager Auto-track UPI expenses via SMS. Set budgets. Reach savings goals. No bank account needed. No ads. No subscription. Works 100% offline. ━━━━━━━━━━━━━━━━━━━━━━━━━━━ ⚡ UPI SMS AUTO-TRACKING ━━━━━━━━━━━━━━━━━━━━━━━━━━━ Every PhonePe, Google Pay, Paytm, and bank transaction gets auto-detected from your SMS — and added to your expense diary instantly. No manual entry needed for online spends. Turn it ON or OFF anytime from Settings. Your SMS data never leaves your phone. ━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔒 WHY SPENDSAFE IS DIFFERENT ━━━━━━━━━━━━━━━━━━━━━━━━━━━ Most money manager apps want your bank password or charge ₹800/month for basic features. SpendSafe does neither. ✅ No bank account linking — ever ✅ No ads — ever ✅ No subscription for core features ✅ All data stored only on YOUR device ✅ 100% offline — works without internet ━━━━━━━━━━━━━━━━━━━━━━━━━━━ ⚡ LOG AN EXPENSE IN 3 SECONDS ━━━━━━━━━━━━━━━━━━━━━━━━━━━ Tap + → Enter amount → Pick category → Done. No signup. No tutorial. SpendSafe is the fastest daily expense logger on the Play Store. ━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📊 POWERFUL FEATURES ━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💳 MULTIPLE WALLETS Track Cash, UPI, Debit Card, and Credit Card separately. See your total balance at a glance. 📊 SMART BUDGETS Set monthly budgets per category. Get alerted at 80% so you never overspend. Color-coded progress bars make it instantly clear. 🎯 SAVINGS GOALS Create goals like "Emergency Fund" or "Goa Trip". Track daily progress. Celebrate when you hit 100%. 📄 PDF REPORT GENERATOR Export a beautiful financial report for any month — fully offline. Share it or save it. 🔁 RECURRING EXPENSES Set rent, Netflix, electricity as recurring. SpendSafe auto-adds them monthly so you never miss a bill. 💡 SMART SPENDING INSIGHTS See patterns like "You spend 40% more on food on weekends." Real insights that actually help you save. 🔐 PIN + FINGERPRINT LOCK Secure your finances with biometric protection. 🌍 11 LANGUAGES English, Hindi, Spanish, Portuguese, German, French, Arabic, Japanese, Chinese, Indonesian, Korean. 🌙 DARK & LIGHT THEMES Beautiful design that's easy on your eyes, day and night. 📤 BACKUP & RESTORE Export all transactions as JSON. Restore instantly on a new phone. ━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💸 PERFECT FOR ━━━━━━━━━━━━━━━━━━━━━━━━━━━ ✔ Students managing a tight budget ✔ Freelancers tracking income and expenses ✔ Families tracking shared household spending ✔ Small business owners monitoring cash flow ✔ Anyone tired of apps that ask for bank access ✔ Privacy-conscious individuals who want local data storage ━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🆓 FREE FOREVER ━━━━━━━━━━━━━━━━━━━━━━━━━━━ Core features are free forever. No 7-day trial. No surprise paywall. No "premium required" popup. We believe everyone deserves a great personal finance tracker — not just people who can afford a subscription. Download SpendSafe and take control of your money today. Questions? support@spendsafe.app