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- EMI Calculator: Personal, Home, Car & Business Loans - Deposit Planner: Fixed Deposit & Recurring Deposit - Loan Comparison tool - Shareable EMI result cards - Full amortization schedule
Free EMI & Loan Calculator – Compare loans, calculate FD & RD, plan smarter.
LoanIQ is a free offline EMI & Loan Calculator for home, car, personal, and business loans. Compare loan offers, calculate monthly EMI, view full repayment schedules, and estimate FD & RD returns — all in one app. 💳 LOAN CALCULATORS: 👤 Personal Loan Calculator Enter loan amount, interest rate, and tenure — get your personal loan EMI instantly with a complete repayment schedule. 🏠 Home / Mortgage Calculator Calculate your monthly home loan EMI, total interest payable, and full repayment schedule. Know the true cost before you sign. 🚗 Car / Auto Loan Calculator Plan your car loan EMI before visiting the dealership. See monthly payments, interest cost, and total amount payable at a glance. 🏢 Business Loan Calculator Evaluate business borrowing with clear EMI projections and total repayment schedule. Plan confidently before you commit. ⚖️ LOAN COMPARISON: Can't decide between two loan offers? LoanIQ's Loan Comparison tool lets you compare multiple loan scenarios side by side — different amounts, rates, or tenures — so you always pick the smarter deal. Compare home loan vs personal loan. Compare Bank A vs Bank B. See the difference in EMI, total interest, and total payment instantly, without switching screens. 🏦 DEPOSIT CALCULATORS: 📈 Fixed Deposit (FD) Calculator Calculate the maturity value and interest earned on your one-time fixed deposit investment. Know your returns before you invest. 🔄 Recurring Deposit (RD) Calculator Estimate cumulative returns on monthly savings contributions. Plan your recurring deposit and watch your money grow. ✅ WHY CHOOSE LOANIQ? ⚡ Instant EMI results — no waiting, no loading screens ⚖️ Compare loans side by side — pick the best deal every time 📊 Full repayment schedule — principal, interest & balance for every payment 📤 Shareable EMI card — share your loan result via WhatsApp & more 📶 Works offline — calculate anytime, anywhere without internet 💡 Clean UI — no clutter, no confusion, no unnecessary steps 🔒 Privacy-first — zero data collected, zero data shared 🌙 Dark & Light mode — works beautifully in any lighting ⚠️ DISCLAIMER: LoanIQ is a calculation and planning tool only. It does not provide loans, credit, or any financial services. All results are based on user-provided data and standard mathematical formulas, for reference only. This is not financial advice. Plan your loan. Compare your options. Borrow smart.