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• Add categories and accounts while entering records without losing your draft. • Newly saved items are selected automatically. • Inline creation also works in recurring items, budgets, debt payments and savings goals. • Create parent categories while adding subcategories. • Reuse or reactivate existing categories without leaving your entry. • Account and category editors retain your details if saving fails.
Private, offline budgeting, expense tracking and financial planning.
Take control of your money with T3A Personal Finance — a private, easy-to-use budgeting and financial planning app designed to work entirely on your device. Record your income and spending, organise transactions into categories, manage budgets and monitor your progress towards personal financial goals. Clear summaries help you understand where your money is going without connecting your bank account or sending your financial information to an online service. KEY FEATURES • Record income and expenses • Manage multiple accounts and balances • Organise transactions using categories • Schedule recurring income and regular payments • Mark expected income as received or not received • Mark scheduled payments as paid or unpaid • Create monthly budgets and monitor spending • Set savings and financial goals • View useful dashboard summaries • Generate detailed PDF financial reports • Export your information to CSV • Add notes and attachments to your records • Back up and restore your information locally • Choose from six professional colour themes • Light, dark, system and high-contrast display modes • Different profiles can use their own individual theme settings BUILT FOR PRIVACY T3A Personal Finance is designed around local, user-controlled storage. Your financial records remain on your device and no bank connection is required. • No account or registration • No cloud service required • No advertising • No analytics or behavioural tracking • No bank login details requested • You remain in control of your information BACKUPS YOU CONTROL Choose or create a folder on your device for backups. You can restore an existing backup when moving to a new device or reinstalling the app, while new users can select an empty folder for future backups. Selecting a folder does not automatically restore or overwrite your records. PERSONALISE YOUR EXPERIENCE Choose from Teal & Gold, Ocean Blue, Deep Purple, Rose, Forest Green and Warm Amber colour palettes. Each palette supports light and dark modes, with an additional high-contrast option for improved readability. T3A Personal Finance is a record-keeping, budgeting and planning tool. It does not connect to financial institutions, transfer money, provide loans, trade investments or offer financial advice. Developed by T3A Solutions with a focus on privacy, practical features and user ownership of data.