Ghar Kharch: Expense Tracker

Where did all the money go this month? Ghar Kharch Diary answers it - in 5 seconds a day. Note every kharch - milk, sabzi, petrol, recharge, school fees - with big buttons and simple English. At month end you see exactly where your money went. No login, no internet needed, your records stay on your phone. DAILY KHARCH • Add an expense in seconds: type the amount, tap a category, done • 16 ready categories (Grocery, Vegetables & Fruits, Milk, Petrol & Travel, Bills & Recharge, Rent, Medicine, School, Gifts & Festivals, EMI...) + make your own • Cash, UPI or Card - see how you paid • Quick-add buttons for the categories you use most • Add yesterday's or any older kharch with the date chips • Day-wise list with daily totals, tap any entry to edit or delete MONTHLY BUDGET • Set one monthly budget and watch the bar - orange at 80%, red when you cross it • "₹2,600 left for 11 days" - plan the rest of the month REPORT • Category-wise spending with % bars - tap a category to see its entries • Compare with last month (▲ / ▼ %) and see your daily average • Last 6 months chart • Share a neat PDF report or a WhatsApp text summary • Export everything to a CSV spreadsheet file UDHAR - LEND & BORROW • Gave ₹500 to a friend? Took ₹2,000 from a relative? Note it with "I gave" / "I got" • See "You will get" and "You will give" totals and each person's balance • Set a "Remind me on" date - get a notification that day • Send a polite WhatsApp reminder in one tap • Settle up in one tap - full history with running balance MONTHLY BILLS • Rent, electricity, gas cylinder, mobile recharge, WiFi, school fees, EMI... • See what is due, due today or overdue this month • Get a reminder 2 days before the due date • "Mark paid" adds it to your kharch automatically GENTLE REMINDERS • At most one reminder a day, never at night: today's kharch, bill due dates, udhar reminders, budget alerts and your month-end summary • Turn it off any time in Settings YOUR RECORDS, YOUR PHONE • Works fully offline - no account, no server • Backup to a file and restore it on a new phone • Big text and simple screens - easy for elders too Free app with ads. Made in India.