Absolutely no ads, of course. I've been VERY pleased with Wealthfront....much more customer-friendly than ANY of the traditional banks I have used over the years. Never an issue -- the money gets deposited, transferred and withdrawn exactly as it should. Plus, the "no-tap" debit card is a no-brainer. The world is full of scammer trash just waiting to bump up against you and drain your account. Why would ANYONE still use "Tap to Pay"? Thank you Wealthfront for being so much better.