Horrible app... if I knew they would want all my banking info just to use the gift card I would of never agreed to the gift card. You have to spend your own money first just to use the purchased gift card, they take forever to reimburse you. If you want it zelled to you they charge $3.99 fee amd take 24hrs to 3 days they say to send it to you. HOW DO Y'ALL CHARGE FOR GIFT CARD THAT WAS PAID UPFRONT. customer service sucks as well horrible app needs 0 stars