Timo

Smart spending and investment management with Timo Digital Bank by BVBank – free of all fees. Free withdrawals and transfers with Timo. Timo - The best bank for 4 consecutive years - is committed to bringing you great experiences such as: • Free 24/7 fast transfer to all banks in Vietnam with money transfer limit up to 1 billion VND/day with exciting feature experiences such as: − Send notifications of receipt of money by heart, laugh or outrage for transactions with friends using Timo. − Send money transfer messages in Vietnamese and Emoji. − Easily view Transaction list with each Payee. − TimoPay with link: Allows you to fast transfer money by sharing a link to anyone in 3 seconds without knowing their bank account numbers. − QR Code: receive payments or deposits quickly without sharing your account information. • Upgrade your online account package with Video call KYC to unlock international payments and increase money transfer limit up to 1 billion VND/day. • Connect with popular e-wallets: Momo, ZaloPay... • Pay by scanning VNPAY-QR code without cash safely - quickly - conveniently at payment acceptance points. • Payment of utilities: bills (electricity, water, Internet, postpaid mobile phones...), phone top-ups... • Experience international online payment with Timo Debit Visa virtual card. • Help you easily access capital with: − Timo Visa credit card: free of issuance fee and annual fee for life. − Overdraft is a convenient financial tool that provides access to additional funds when your Spend Account balance hits zero. − Installment loan package with partners of Timo. • Smart online saving: − Goal Save: help you achieve your short-term financial goals with automatic accrual settings by day, week or month. − Term Deposits: allows you to open an online savings account with competitive interest rates and flexible terms. • Money Pot: help break down your incomes and manage them effectively in the form of Money Pot corresponding to your own use. • Invite your friends to join Timo with your own referral code and follow the journey with Timo Star Club. • Investment partner VinaCapital, VCAM and Liberty Travel Insurance are both profitable investment solutions and protect yourself and your loved ones. • Secure method trusted by multiple layers of login authentication and instant notifications when making transactions. • Personal Financial Management – where all the quintessential tools to understand your finace reside: − Cashflow Overview. − Cashflow by Category. − Asset Tracker. − Credit Card Report. − Cashflow by Payment Type & Payee. As soon as you receive your TIMO debit card, YOU CAN INCREASE MORE BENEFITS: • Free withdrawals at more than 17,000 ATMs of Napas and POS payments at all cardaccepting units nationwide. • Quickly top up cash at the CRM (Cash Recycling Machine) system. • Withdraw cash without a card using VietQR code at supported ATMs. • Touch payment with Chip card is fast and safe. • Activate, lock/unlock and reissue the card right on the app in case the card is lost. • Link more e-wallets with Timo card numbers such as: Momo, ZaloPay… OPEN A TIMO VISA CREDIT CARD TO ENJOY: • Spend cashless with a limit of up to VND 500 million at more than 30 million card-accepting locations worldwide. • Free annual card for life and enjoy spending up to 55 days with absolutely 0% interest charged.. • The installment feature helps you convert large expenses into smaller ones and choose the right repayment period. Quickly open an online Timo account to enjoy a practical banking experience with your life. If you have any questions, please kindly contact us: Hotline: 1800 6788 Email: care@timo.vn Website: www.timo.vn