Sealed: Envelope Budget

Sealed is a private envelope budget app. Give every dollar a job, log spending in three taps and see what is safe to spend today, without ever connecting your bank. WHY SEALED • No bank login and no account: your budget stays on your phone • Payday ritual: assign income to envelopes until “left to assign” hits zero, then seal the period • Safe-to-spend pace for every envelope, updated after each entry • Sinking funds for car repairs, trips, taxes and other big costs • Import CSV, OFX or QIF statements; rules sort merchants into envelopes • Works offline, even in airplane mode • Light and dark themes, 12 languages, your local currency • Export JSON or CSV any time • No ads, no trackers, no analytics HOW IT WORKS 1. Pick a template (Essentials, Couple or Freelancer) or start empty. 2. Seal your payday: give every unit of income to an envelope. 3. Log spending with a big keypad, envelope chips and “repeat last”. 4. Watch the daily pace and move money between envelopes instead of feeling guilty. PRIVATE BY DESIGN Everything is stored locally on your device. There is no sign-up, no server holding your budget and no third-party SDK. Statement files you import are read on your phone and never uploaded. FREE TO START Up to 7 envelopes with the payday ritual, daily pace and CSV export, with no ads. Perfect if you like zero-based budgeting, the envelope method, a simple expense tracker or a budget planner that does not need your bank. A privacy-first alternative to YNAB and Goodbudget for individuals, couples and freelancers.