OCTO by CIMB

OCTO - a Digital Bank application developed by CIMB Bank, a leading banking group in ASEAN with 13 million customers across 15 countries. Sign up for CIMB VISA card right in the app to enjoy the digital banking convenience 24/7 anytime and anywhere. 1. GET YOUR VISA CARD ON APP 24/7 Open your CIMB bank account/ card 100% online with eKYC – the online customer verification. User only need to capture ID card, take selfie for card/account registration anytime and anywhere without visiting the branch. Applicable to all Vietnamese customers nationwide. - VISA DEBIT CARD – CIMB Visa Debit card that linked to CIMB bank account let you enjoy various banking services free of charge - VISA CREDIT CARD - CIMB Visa Credit card allows you to shop across the globe with many good deals 2. FREE SERVICES VISA DEBIT CARD - Free card issuance and account opening - No minimum sum required to open an account - No minimum balance required - Free domestic fast money transfer 24/7 - Free domestic ATM withdrawal - Free annual card and account management fee with conditions VISA CREDIT CARD - Free card issuance - Free annual card management fee with conditions PERSONAL LOAN - Free loan application processing - Free loan management fee 3. DIGITAL BANKING CONVENIENCE 24/7 – anytime, anywhere! VISA DEBIT CARD - Fast bill payment and phone top-up - Funding to your account on app - Instant domestic money transfer 24/7 - Card management and setting, reset PIN code and lock/ unlock card on app - Manage spending limits up to 2 billion VND per day - International and domestic online and POS purchases VISA CREDIT CARD - Look up card information and bank statement on app - Card management and setting, reset PIN code and lock/ unlock card on app - Manage spending limits on app PERSONAL LOAN - On-app end-to-end process from loan application to appraisal and disbursement - Provide quick offer within 4 working hours - Keep track of your application status transparently on app - No forms, no signatures required until approval - Sign loan contract at your convenience - Loan amount from 5 – 500 mil VND - Loan tenure from 3 to 60 months - Interest rates from 1.3% - 3.75%/month on reducing balance - Minimum and maximum period for repayment: 12 Months – 60 Months - Maximum Annual Percentage Rate (APR): 24,5% per annual - Representative example of the total cost of the loan, including the principal and all applicable fees (e.g. Sample monthly payment, sample interest calculation): Example: i) Outstanding balance: 100,000,000 VND ii) Tenor: 60 Months iii) Interest Rate: 15.9% /per year  Equal Monthly Installment (EMI): ~ 2,427,000 VND 4. SECURITY FEATURES SECURE SIGN IN WITH OCTOBIO - Sign in with biometrics including facial recognition and fingerprint - Easily sign in without remembering the password SECURE TRANSACTION WITH OCTOSHIELD - Activate OctoShield 1 time only via SMS OTP - Just slide to sign your transaction securely - Your transaction is protected by tokenization, multi-layer authentication method SECURE ONLINE PURCHASE WITH 3D SECURE - Verify your online purchases via OTP code sent to your registered mobile number and email - The 3D Secure solution is provided by Visa For support, please contact: CIMB Bank Vietnam Headquarters: Level 2, CornerStone Building, 16 Phan Chu Trinh, Hoan Kiem, Hanoi HCM Branch: Ground Floor, VRG Building, 177 Hai Ba Trung, District 3, HCMC. Email: cimbcare@cimb.com Hotline: 1900 96 96 96