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First release. Plan your debt payoff with the snowball, avalanche or your own order, see your debt-free date and total interest, and follow a month-by-month schedule. Works offline. No ads, no subscription, no account.
Snowball or avalanche debt payoff plan. Offline, no ads, no subscription.
Snowtally is a debt payoff planner that does the math for you and then gets out of the way. Enter your debts - balance, APR and minimum payment - and your monthly budget. Snowtally works out the month you will be debt-free, how much interest you will pay in total, and how much you save compared with paying only the minimums. CHOOSE YOUR STRATEGY • Snowball: smallest balance first, for quick wins • Avalanche: highest interest rate first, for the least interest • Your own order: drag the debts into the order you want • See snowball and avalanche side by side before you decide FOLLOW THE PLAN • Month-by-month schedule for every debt, shareable as CSV • A chart of your total balance falling to zero • Log the payments you actually make; balances and the plan update • Unlimited debts - credit cards, car loans, student loans, anything PRIVATE BY DESIGN • Works fully offline. No account, no sign-up, no bank login • No ads, no subscription, no in-app purchases - pay once • Your numbers stay on your phone. Back them up to a file whenever you like • Dark and light themes Snowtally is a calculator: it works out numbers from what you enter. It does not offer loans, credit or financial advice.