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New app Icon. Version 2.0.0 is a full redesign of the calculator, comparison and analysis screens. EMI calculation, the repayment schedule, CSV/Excel/PDF export and part-payment analysis all work the same as before, with a clearer layout.
Work out loan EMIs, see the full repayment schedule and test part-payments.
EMI Calculator works out the monthly instalment (EMI) for a home, car or personal loan and shows how the loan is repaid. Calculate - Enter the loan amount, interest rate and tenure with a slider or by typing. - See the monthly EMI, total interest and total payment, with a principal-versus-interest chart. - Advanced mode adds fees and charges and the amount already paid, and shows the full month-by-month repayment schedule. - Export the inputs, summary and full schedule as CSV, Excel (XLSX) or PDF. Analyse - Loan comparison: compare two loans side by side, with monthly, quarterly or yearly payments. - Fixed part payment: see the effect of paying a fixed extra amount every few months. - Variable part payment: add one-off extra payments in any months. - Part payment impact: compare keeping the EMI and finishing sooner with keeping the tenure and paying a lower EMI. - For part payments, choose to reduce the tenure or the EMI, and see the interest saved. Also - A history of your calculations, EMI tips and answers to common questions. - Currency symbol ($, ₹, €, £, ¥, ₩, ₽), Indian or international number format, and dark mode. Good to know - Results use the standard reducing-balance EMI formula. Your lender's figures may differ because of rounding, fees, the type of interest rate or the date interest is charged. - EMI Calculator is a calculator only. It does not offer, arrange or recommend loans. - No account is needed. Your history is stored on your device.