Acumula

Acumula is the app for managing your household finances without hassle or jargon. WHAT IT DOES • It tells you your total balance, your debts, and what's truly YOURS. • It reads your bank statement: if it's an unfamiliar bank, you tell it what's in each column once, and it learns it for good. Works with any bank. • It automatically organizes your expenses. And when you correct one, it applies the correction to all similar expenses and those coming in the following month. • It separates good debt from bad debt and shows you how much of each payment goes to the bank and how much you accumulate. • Simulators to help you decide: paying off your mortgage early, financing a purchase, and when you could start living off your earnings. • Academy: three-minute lessons in plain English, with no sales pitch. FOR TWO PEOPLE If you use it as a couple, you choose who sees what: either you both see everything, or each of you sees the details of your own finances and just the summary for household expenses. Because not everyone wants to show how they spend every euro. YOUR MONEY IS YOURS, AND SO IS YOUR DATA • There's no analytics. Not a single line of code that measures or sends anything about you. • We don't talk to your bank, the tax authorities, or any other company. • It only reads the files YOU upload. • Delete everything, forever, with the click of a button. So how does it stay funded if it's free? The Saneas Group pays for it. When something is free, you're usually the product; not here.