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Get paid right now — no cash, no delay, no card fees.
Turn any sale into an instant bank payment. No card terminal, no monthly fees, no sign-up. Zaplat.me generates a QR code that your customer scans with their own banking app. The money lands on your account in under 10 seconds via SEPA Instant — no card network involved, no commission taken. How it works: 1. Enter your IBAN (once, on first launch) 2. Type the amount 3. Show the QR to your customer — they scan and confirm in their bank app Why sellers love it: - Zero fees. Visa and Mastercard don't take a cut. 100% of the payment goes to your account. - Instant. Money arrives within 10 seconds via SEPA Instant, supported by virtually every EU bank. - No infrastructure. No terminal, no monthly fees, no registration. Works offline — the app runs entirely in your browser. - Universal QR. Generates Pay by Square (Slovak standard), QR Platba (Czech standard), EPC/SEPA (EU-wide), and plain IBAN — any banking app will read it. Perfect for: - Market stalls, cafés, and pop-ups - Flea markets and second-hand sales - On-site services — plumbers, tutors, caregivers - Anyone whose invoicing QR codes get rejected by banking apps Privacy first. Everything runs 100% in your browser. There is no backend, no server, no account to create. Your data never leaves your device.